Insuring Minnesota Families for a Lifetime
We find the best coverage at the best price for every family!
Families change and evolve over time. Your personal insurance policies should keep up! Kara Birznieks has dedicated her career to serving Minnesota families with personal lines of insurance, compassionate customer service, and a relationship-first approach.
Auto Insurance
Home Insurance
Life Insurance
Specialty Insurance
Does This Sound Like You?
You’re sick of shopping around for insurance policies. You’re worried that your family isn’t getting the best possible value, but it’s time-consuming (not to mention inbox-cluttering) to request insurance quotes from countless companies. And when something big happens, you’re concerned that a storm-chasing, fly-by-night company will take advantage of you in your time of need.
Insurance is a Necessity. That Doesn’t Mean it Has to be a Hassle.
At Total Coverage Insurance, Kara Birznieks and her team do all the heavy lifting. We represent dozens of reputable companies instead of being captive to just one, because we want to make sure you get the best coverage at the best price. We will work with you as your family’s needs evolve and change. We are not an anonymous 1-800 number - we’re local! We provide Total Coverage for your lifetime.
Capable. Adaptable. Reliable.
We are raising our families right in your community. As residents of Rockford, Minnesota, we care deeply about the people who live here. Since 2003, Kara Birznieks has worked with clients through all the ups and downs of life. From welcoming brand-new babies and accepting new jobs to becoming empty nesters and enjoying retirement, we’re here through all your life milestones. Let’s make this a lifelong relationship.
How to Get Started
Step 1: Fill out our Contact Form - or, if you’re ready, Request a Quote.
Step 2: Kara will respond promptly to your request via email.
Step 3: You decide if you’d like to move forward. We won’t hassle you with constant follow-ups!
Whether you have a quick question or need your insurance policies fully overhauled, get in touch. We’re always here for you!
FAQs
Does my credit score affect my insurance rates?
No, we will seek out the best possible rates regardless of your credit score.
Is it cheaper to buy insurance online?
You will typically find a better value by working with one dedicated agent that represents multiple companies. We shop around for you! When insurance companies have to compete for your business, you’re the one who saves. When you work with one agency versus sorting through dozens or even hundreds of anonymous online quotes, you save both time and money.